Super Visa insurance is a specialized form of medical coverage created for visitors to Canada—specifically parents and grandparents of Canadian citizens or permanent residents who are applying for a Super Visa.
This insurance allows families in Canada to welcome loved ones with greater confidence, knowing that unexpected medical expenses during their stay can be covered. A Super Visa is a multiple-entry visa that can remain valid for up to 10 years and allows parents and grandparents to stay in Canada for up to two years per visit.
Canada is known for welcoming people from around the world, and many newcomers have close family members living abroad. When relatives travel to visit, Super Visa insurance helps protect them against unforeseen medical costs and provides peace of mind for everyone involved.
Why Super Visa Insurance Is Required
For anyone applying for a Super Visa, private medical insurance is mandatory. Without valid coverage, immigration officials may refuse entry into Canada.
Visitors must be able to present proof of Super Visa insurance at the border upon arrival.
Minimum Insurance Requirements for a Super Visa
To meet immigration guidelines, Super Visa insurance must include:
- Coverage for healthcare services
- Hospitalization and repatriation
- At least 365 days of continuous coverage
- A minimum of $100,000 in medical benefits
Currently, insurers require the first year’s premium to be paid in full, as monthly payment plans are not available for Super Visa policies. However, coverage can generally be cancelled at any time, depending on the insurer’s refund policy.
Although insurance is mandatory, applicants can often customize their plan based on:
- Length of stay
- Medical history or pre-existing conditions
- Desired coverage amount
That said, the minimum of 365 days and $100,000 in coverage remains a requirement for all Super Visa applications.
Choosing the Right Coverage
Not every visitor arrives from the same country or with the same health background. Because of this, speaking with an advisor is strongly recommended to ensure the policy meets government requirements and provides appropriate protection.
At Aram Insurance, we help families compare options from multiple insurers so their loved ones can enter Canada confidently and fully protected.